HEARTLAND Merchant Service Program

Process Payments with ConfidenceHeartland CC Processing graphic

Heartland provides fair, transparent pricing and data security that sets the industry standard. Our innovative payment processing solutions help entrepreneurs like you succeed.

 Heartland Secure™

 Heartland Secure is the most secure card processing solution in the industry, backed by a comprehensive  warranty. We use EMV, end-to-end encryption and tokenization to protect your customer’s credit card data.

Faster Cash Deposits

Optimize cash flow with quick access to funds. Weekend card sales are deposited on Monday, and card sales batched before 8 p.m. EDT and weekday card sales go to the bank the next morning.

Interchange Plus Pricing

Heartland offers full disclosure into how much you are paying to us and how much goes to the card brands. This protects you from arbitrary price increases and ensures that you receive the full benefit of cost reductions.

Eliminate the Middleman

Buy direct from Heartland and pay the wholesale interchange rates that are right for your business. Removing the middleman creates cost savings that are passed on to you. It also provides a level of transparency unmatched in the industry.


 Never miss a batch again. InfoCentral is a one-stop shop for all your reporting needs. This online and mobile portal provides statements, batch information, transactional data, funds detail, allocation, mobile alerts, text notification and reporting on all devices.

Ways of Acceptance

Don’t limit yourself to accepting only certain types of payment. Heartland offers a range of payment acceptance methods, including POS terminals, e-commerce, mobile card readers, mobile payments, ApplePay and PayPal.

For more information, call Heartland at 440-785-3797 or email brian.murphy@e-hps.com